Identity Theft Myths - Part 1 of 3 During PYIW

During National Protect Your Identity Week we will beidentification to avoid prosecution by law enforcement.
taking a fundamental approach to the issues. In the- MEDICAL ID THEFT:
next 3 posts we'll look at myths, compiled by the- CRIMINAL THEFT:
National Foundation for Credit Counselors (NFCC) who- EMPLOYMENT FRAUD:o It's my bank's fault I
is sponsoring a "Protect Your Identity Week" Octoberbecame a victim. Some identity crime does originate
17 - 24. To help support their efforts, The Santa Fewith the theft of bank records or is perpetuated by lax
Group Vendor Council Awareness and Educationsecurity practices. However, the majority of theft
Subcommittee helped create these tips.begins elsewhere. Personal information may be stolen
ID theft is preventable. Like any other kind of crime,with low-tech tools like a lost or stolen wallet,
there's always a risk of becoming a victim of identitycheckbook, or debit/credit card, or more high-tech
crime. But there are many things people can do tomethods, like skimming, phishing, and hacking.o It is safe
minimize that risk both online and offline, like keepingto give your personal information over the phone to a
financial records protected and private, shredding junkbank if the caller ID shows that it is your bank. It is
mail, and tracking who sees your personal information.onever safe to give personal information to unsolicited
ID theft is only a financial crime. While financial ID theftcallers, no matter who they say they are. Caller IDs
(theft of information for financial gain) is better known,are easily spoofed. If you believe the caller is legitimate,
other types of identity theft can be equally dangerous,hang up and call the bank back at its listed phone
potentially costly and time-consuming to resolve. Fornumber.
example, with medical identity theft, personal medicalInvest in ID theft protection and prevention. Not all
records are used to access medical treatment orforms of identity theft protection can be prevented, but
drugs, or to make false insurance claims. With criminalidentity theft protection services can dramatically
identity theft, a person uses faulty or stolenreduce your risk.